Select Credit Union understands that buying a home is probably the most important - and expensive - purchase you'll ever make. Take away some of the hassle with one of our flexible home loans.
A fully featured loan at a great rate. Real flexibility so you can manage your mortgage as you choose.
Reduce your repayments by reducing the balance of your loan by the balance of your savings account.
A fixed rate loan gives you the security of knowing what your repayments will be for the next 3 years.
Finance to purchase or build your new home even if you haven't yet finalised the sale of your existing home.
|Maximum amount||80% of property value;
95% of property value with mortgage insurance
|Loan period||up to 30 years|
|Repayments||Weekly, fortnightly or monthly|
|Interest charges||Interest calculated daily, charged monthly|
|Account keeping fees||No|
|Variable and lump sum repayments||Yes|
|Early repayments without penalty||Yes|
|Top up facility||Yes|
|Mobile lender available||Yes|
* Comparison rates are calculated on a loan amount of $150,000 over a term of 25 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Learn more about comparison rates.